How does Insurance Claims work?

How does Insurance Claims work?

What I mean is regards to buying an expensive item and paying insurance to cover it for Theft, Accidental Loss/Damage etc. My question is...what is the process you go through for: Theft Accidental Loss/Damage Bits falling off If there is a website explaining this, can someone please link one? I am eager to know how it works and understand. Thanks

 

BEST ANSWER: Try this site where you can compare quotes:insure-cheap.info

 

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Car insurance for a 19 yr old female?

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How does Insurance Claims work?

What I mean is regards to buying an expensive item and paying insurance to cover it for Theft, Accidental Loss/Damage etc. My question is...what is the process you go through for: Theft Accidental Loss/Damage Bits falling off If there is a website explaining this, can someone please link one? I am eager to know how it works and understand. Thanks

 

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Insurance not paying a claim!?

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Please help. Is it a must to get a car insurance in order to use and drive my car?

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What is the average price of insurance and cargo on a Semi truck and trailer? Specifically for my own?

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Cheapest Car Insurance?

How much do you pay?

 

 

How would you haggle the best car insurance in this situation?

cheapest quote on comparison website:Admiral quotes, 919 apr 8.9% access of 750 Key Info: Car Vw Polo 1.4 1yrs no claims i do not want to pay no more than 500 accesss what I would like to know is the difference ways in how you would approach this matter, how would you haggle the insurance company to go cheaper and to how much would you be targeting from the price stated above.

 

 

Can you cancel car insurance after an accident.?

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Car insurance under 4000 for 18 year old male?

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How much would I pay for car insurance?

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What happens if your car is totaled in an accident and the Insurance company wants to pay less than you owe?

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Term Insurance or General Insurance?

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Cheap Car Insurance?

Whats the cheapest car insurance

 

 

Car insurance like for like, just like other insurances?

My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost 400 and the insurance company might give me 200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?

 

 

When does car insurance take effect?

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Average auto insurance for 25yo gemale no previous accidents?

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Why is Car Insurance more expensive in some areas?

My friend moved from Florida to Virginia and his premium went down $120.00 Why is insurance so much more expensive in some zip codes than others?

 

 

Will a sex change from male to female result in lower car insurance?

Females have lower car insurance then males. So if a male gets a sex change does the car insurance company change their sex in their records and lower their car insurance?

 

How does Insurance Claims work?

What I mean is regards to buying an expensive item and paying insurance to cover it for Theft, Accidental Loss/Damage etc. My question is...what is the process you go through for: Theft Accidental Loss/Damage Bits falling off If there is a website explaining this, can someone please link one? I am eager to know how it works and understand. Thanks

 

What will happen if i go without auto insurance for a few days?

i just purchased a new car and only took the insurance cuz i wanted to drive the car off the lot. so i now have found a cheaper & better insurance company. i know i can cancel my policy with in thirty days and get a prorated refund and must show proof of new insurance. so what i am asking if i go without insurance for like a week and then buy new insurance will the rates go up because i went without insur. or will they go up because i just didnt pay the other insurance on time? can i stil cancel and get a refund if i come in a few days later than the due date? help!!

 

 

How much do you pay for ur car insurance every month and how old are u?

I pay $83.09 every month and i am 20 years old. is that too much??, keep in mind that i never had any kind of accident or anything and i started driving when i was 15. I kinda starting to think its a waste of money if u think about it.

 

 

Does an insurance consultant in Massachusetts need to be licensed?

It is corporate insurance, not personal.

 

 

Cheap health insurance in Mass?

I have a decent health insurance plan at work that covers me but my wife does not have health insurance at her part time job and my family plan is way too expensive. I guess I'm looking for the cheapest health insurance to just cover her; particularly her expensive prescriptions. Any help would be much appreciated. -Thnx

 

 

Nearly 18 and I need to drive, what is the cheapest car and insurance for someone my age?

Nearly 18 and I need to drive, what is the cheapest car and insurance for someone my age?

 

 

Sprint insurance question.?

Can you only start insurance on your phone when you get it, or can you put insurance on it whenever you want? My phone is acting up and i've been on the contract for a few months now. Can I put insurance on the phone and then have the phone replaced with a new one?

 

 

How does being self employed affect car insurance rates?

I was laid off a month ago (I'm actually happy I was because I was not enjoying work at all). I've started my own company, and I mostly work from home and I don't drive ...show more

 

 

Have a few questions about car insurance?

I am planning on buying a car soon but I have a few questions: 1) When I go test drive the car, do I still need to have car insurance while I'm driving (e.g. Temporary car insurance)? He will be with me in the car. 2) Can I leave the car on my drive way(private land) without any car insurance? I will be getting car insurance most likely a few days after buying the car. Do I still need to SORN it? 3) The Tax expires next year, but do I still need to buy another 12 Month because of a different owner? 4) What other infomation should I bring or record while filling out the V5C? should I then post this V5C form to DVLA or the seller? Sorry for the questions, first time buying a car.

 

 

What happens if u get caught driving a car without insurance?

what fines or punishments do u get driving a car without insurance or registration in ontario? Also, what happens if you get caught driving with a g1? and both?

 

 

Types of car insurances?

types of car insurances available?

 

 

Raising money for individuals with health condition?

I'm just curious about why people ask for donation and fund raising for people with health condition here in Canada. Health care is free that will cover most of the medical ...show more

 

 

Proof of insurance question?

The transmission went out of my car. A friend who does auto repair told me it would cost approx $1200 to fix. So I decided to scrap the car & get another. I cancelled insurance on old one & bought another 1 1/2 months later. The car was not driveable. Now I have to prove why I didn't have ins on the car and still had plates registered to it. I called & wrote a letter to the state and they said to send an estimate from an ASE cert. mechanic or tow bill or pictures. I don't have a tow bill. I didn't get out of the driveway. I don't need an ASE mechanic to tell me what is wrong w/the car and picutres of a transmission are stupid. I have received a written est from the guy and have statements from neighbors saying the car was not running. What more can I do?????? I don't want my license suspended.

 

 

Does anyone know car insurance rates?

I wanted to know whats the average rate of car insurance for an 18 year old female..?

 

 

I need cheaper car insurance.?

Alright, so right now, I have progressive car insurance and I pay about $190 a month. I'm 19, 20 in August. Have had my license for one year. no tickets, no accidents. old cheap car. I just want PLPD insurance that isn't so expensive. I've been told I'm paying too much. I've tried getting quotes from many insurance companies online. The insurace I have now is the cheapest I can find. I have my own policy.I 'm all on my own. Does anyone know where I could get cheaper insurance?

 

 

What do you pay for car insurance?

I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.

 

 

Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?

I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.

 

 

Is there a website that has Arizona Auto Insurance Questions that I can study for my test?

Is there a website that has Arizona Auto Insurance Questions that I can study for my test? I have my test next week and need to get some questions to get prepared!

 

 

How much more is average insurance on a sportsbike vs regular car insurance?

How much more is average insurance on a sportsbike vs regular car insurance?

 

 

Do you have too get insurance on rentacar?

do you need insurance on car rental

 

 

Where can I get temporary van insurance?

I'm looking for temporary van insurance for my van as I want to drive it to Spain for a few days but don't use it enough to warrent paying for a year's insurance. I would also need european breakdown cover, so if someone could help with that as well, I would be very grateful.

 

 

How much would the insurance rate be for a 16 year old female?

I'm a B average student, and I'm looking to get a 2011 Kia Soul as my first car. I've gotten my learners permit and are trying to get my Driver's Liscence. Also does the color have anything to do with it? If so I want my car in green.

 

 

How much is insurance for a street Motorcycle ?

How much would it cost me monthly for insurance on a street motorcycle. Original cost of motorcycle 4,500. I'm under 18 and have a GED hope that helps. Thanks

 

 

What's the best and cheapest Insurance Company for Motorcycles?

I want to buy a 2007 Honda CBR1000RR. I live in Georgia. I was quoting online and the prices are insane!!! I could buy a Range Rover with those monthly payments!!!

 

 

What's the absolute cheapest car insurance company in Illinois?

What's the absolute cheapest car insurance company in Illinois?

 

 

Insurance for older cars?

I'm a teenager and I was wondering if I bought a 1967 Shelby Mustang would the insurance rates be high?

 

How does Insurance Claims work?

What I mean is regards to buying an expensive item and paying insurance to cover it for Theft, Accidental Loss/Damage etc. My question is...what is the process you go through for: Theft Accidental Loss/Damage Bits falling off If there is a website explaining this, can someone please link one? I am eager to know how it works and understand. Thanks

 

I have insurance for a car I had for 6 days. The insurance co. says it's a total loss. They gave me a value?

Audatex is not kelly blue book they look at craigslist & not the dealer. Craigslist sometimes has cars where a mechanic might not catch it but is damaged. The price I paid is higher due to getting sick & credit went down so I had to go to a local dealer with higher interest. They want the insurance check plus $1700.00 & interest. So I will pay for this thing for over 1 1/2 years. I had it 6 days when some crazy driver almost hit me I turned & hit a wall. The insurance company says I loose my good driver discount. Since I will have to wait to pay off this car I can cancel my insurance once the dealer gets the check. Is there any California law that would say if this happens I would be able to pay off the car. It's worth more as a loss then to try to fix it. Please help. Thank You.

 

 

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui

 

 

How much does car insurance cost if you're under 21 in North Carolina?

Hi. I'm 20, female, turning 21 late next month and my mom is planning to ship her 1998 mercedes benz sedan to me (in NC) from california early next month. I went to a driving school when I was 17 and I have been driving ever since. I also do have a clean record. If I would want to have a full coverage, how much do you think will it be per month? And also, since I am turning 21 in a couple of weeks after the car itself arrives here, do you think it will cost me less? Thanks.

 

 

Low car insurance?

I wanna get a insurance for my car. it's a 1995 Pontiac Firebird. I got my license when I was 18 and now I'm 21 and I have a clean record in state of California. I just need a cheap insurance. How much is it gonna cost me each month? Which one is the cheapest one?

 

 

Is surfing without health insurance a bad idea?

I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...

 

 

Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.

 

 

Insurance checks?

i own a business that was robbed recently. i have already gotten my insurance check to replace my stolen items. they only gave me wholesale cost, so i wasnt able to replace everything.... just today, they found most, but not all of my stuff. do i have to give back my insurance money?

 

 

4 years after DUI... insurance?

so when i was 21 i got a dui (it's called an oui here in Maine, but same thing). PLEASE DONT JUDGE ME I KNOW I WAS YOUNG AND STUPID. anyway, i ended up selling my car to pay for the whole mess since my license was getting suspended anyway. since then i have been a happy bicycle commuter! now the time has come for me to become an adult woman again and get my license back because i have enrolled in a college that is not in biking distance. I have signed up, paid for, and in 2 weeks will be taking the DEEP class required by the state of Maine in order to be licensed again. basically i am curious about my insurance premiums. i haven't had my license for almost 4 years, but i have read online that your insurance will have to be sr22 and all expensive and whatnot for THREE years. also, i have since turned 25 and will be 26 soon, so i expect a rate decrease from that. i guess my question is: have i managed to bypass the higher insurance rates because it has been 4 years? if so, it almost seems too good to be true. i am highly suspicious. can anyone give me some insight as to what to expect when purchasing my insurance? thanks chums

 

 

Around how much would car insurance be for a 16 year old girl?

I'm just looking for a range of prices per month. If you can, comment with any good insurance places that I could look into because I am getting my license in August and am curious of what I'm going to have to pay. Also, what depends on the cost? Type of car, or etc..

 

 

Should I sue my parents...?

When I was 4 years old I was in a car accident and my parents had a settlement with the drunk drivers insurance and recieved 100,000 dollars for me. At such a young age I didnt really know what was going on and they told me that it had to be put up till I was 18 and I couldnt have it. Well that money is no longer there and I am now 20. As I grew up they told me that it all just went to lawyer fees but obviously I am old enough now to know better. I found out from other family members that they just blew it. I am now married and have three month old baby and I could have used that money to help get a house for us or help with the financial problems that come with being a new parent or newlywed. Should I sue them to get what was mine to begin with and if so how do I go about it and what are the chances that I will win?

 

 

Should I open a whole life insurance policy or a 401k first?

I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first?

 

 

So many health insurence companys .I need to find a good health insurence I would like your help for a good co

health insurence and dental,with eye glass too .I want my own instade of through a company as a employee

 

 

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

 

 

How much will my insurance go up after I've gotten a speeding ticket?

I got my first ticket when i was 14 and it was a $10 ticket. i recently turned 18, and i just got pulled over again. it was an $11 ticket. i dont want to tell my parents, but i know the insurance rate will go up, but how much? i live in north dakota.

 

 

I am looking for affordable health insurance for myself, age 47 female who smokes.?

I am looking for affordable health insurance for myself, age 47 female who smokes.?

 

 

Question about switching auto insurance?

Currently I'm with state farm and I recently changed back accounts without telling them accidently so now I am a month behind and they took away my coverage. I am thinking about switching to a cheaper insurance company but would I still have to pay state farm the rest of what I owe for the 6 month contract I have with them?

 

 

How much do you pay for your car insurance?

How much do you pay and is that amount on a monthly, semi-annual, or annual basis? What state do you live in? What is your age? What is the year, make, and model of the car you drive? Serious answers only, please. If you're not comfortable offering this information, please don't answer the question.

 

 

Insurance premium increase?

I was involved in a fender bender where no party admitted fault. Other persons insurance company went to arbitration against my insurance company to recover their loss. Arbitration Panel decided in our favor i.e. I am not at fault hence need not pay the damages. Total loss amount listed by other party was $800. My car did not have any damage worth repairing. (Also, I am lazy and passive enough to not pursue too hard for a minor dent.) After arbitration settlement other person filed a lawsuit against me in small claims court. I was pretty sure that a judge cant do anything after arbitration. To my surprise judge assessed that out of $800 - $250 was the deductible paid by other person. Prior Arbitration did not include that amount hence he can adjudicate on this $250. He adjudicated against me for $250 + legal fee. Judge also told me that I need not worry about this money as my insurance will pay for it. (Most ridiculous judge and judgment I have ever seen, but thats a separate matter) I called up my insurance company. They are willing to pay this amount. My question is will making them pay increase my insurance premium. I have a pretty clean record with no at-fault accidents. I pay about $1000 per year for two cars in WA state. Insurance company is: Farmers

 

 

Tesco Car insurance cancelled?

I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay 230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records.

 

 

CHEAP CAR INSURANCE FOR 17 YEAR OLDS?

hi my dad has a c3 citroen plurial convetable and wants me to be insured on it whilst im in england on holiday! i have an aussie licence but cant seem to find cheap insruance with 2000 pounds being the cheapest. does anyone know of any company who gives cheaper insurance for 17 year olds on an international licence with a convertable car??? any help would be great. thanks!!

 

 

Is Safe Auto cheap car insurance?

Especially for a driver who is 18.

 

 

Can I get motorcycle insurance without a license?

Can I get motorcycle insurance without a license?

 

 

If you switch from one auto insurance company to another does it look bad?

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

 

 

I need car insurance.?

!9 years old with a DWAI. Car needs collision. where do I get car insurance.

 

 

Suggest a good insurance company?

I want to buy a insurance plan for my stock and machinery. Please suggess a good insurance company.

 

How does Insurance Claims work?

What I mean is regards to buying an expensive item and paying insurance to cover it for Theft, Accidental Loss/Damage etc. My question is...what is the process you go through for: Theft Accidental Loss/Damage Bits falling off If there is a website explaining this, can someone please link one? I am eager to know how it works and understand. Thanks

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